A budget tool that does the maths honestly ā including the categories you'd rather skip. Built for people serious about their financial position, not for envelope-stuffing performance art.
Get notifiedSee featuresThe features that make BudgetOptimiser useful day-to-day.
Income, fixed costs, variable spending, savings goals, debt servicing ā all in one view. The full picture, not selective slices.
Spending categories that match how money actually flows in real life. Adjust the categories when life changes; the data follows.
Forward-looking forecasts based on your actual patterns ā what's a typical month, what's seasonal, where the buffer is or isn't.
Your financial data lives in our infrastructure in Estonia. No US-jurisdiction tracking, no aggregator data sales, no surprise terms changes.
Built for people who want a useful tool, not enterprise checkbox features.
Designed for daily use, not enterprise checkbox compliance. The features that matter, none of the ones that don't.
Hosted on our own servers in Estonia. No US-jurisdiction tracking, no third-party analytics, no data sales.
Currently in private build. Add your details and we'll let you know when it's open. b-systems.enquiries@proton.me